When I saw a letter from BMO MasterCard in the mail today, I was almost certain that they were going to jack up my interest rates, as a lot of the credit card providers south of the border are doing. To my pleasant surprise, they’ve offered to remove the annual fee on my Silver Air Miles card (1 mile for every $20 spent). A quick visit to their website indicates that this isn’t available to just anybody.

However, it’s not exactly a big deal for me, since they’d already done this for me years ago! I haven’t been paying an annual fee for a while now. Looks like they forgot that they gave me the perk already. Still, better than what I was expecting.