Citibank, you suck because:

• You introduced new banking fees right after I opened a no-fee account back in mid-2010.
• You incessantly send me credit card checks that I don’t need.  While the teaser 0% APR looks good, you hide in the fine print the fact that you charge a fee of 3 freaking percent of the transfer balance.
• More fine print: you hide the fact that your dividend card only pays up to $300 in a calendar year.  I easily get double that amount from using my American Express card, thankyouverymuch.

I’m sure there are lots of other reasons why you suck, but that’s all I can think of today.